According to American housing policy analysts, explicitly di…

According to American housing policy analysts, explicitly discriminatory government policies created or worsened racial segregation in American cities over the twentieth century. These included racially restrictive zoning laws, as well as the practice of redlining by financial institutions, one encouraged by the federal government. Under this practice, areas with a certain percentage of Black residents were rated as hazardous to investment. While federal policies discourage redlining today, and legal segregation is dead, housing policy analysts say past policies continue to affect ongoing __________________ (or non-legally enforced) patterns of racial segregation.