Ella is a doctor that specializes in performing brain surger…

Ella is a doctor that specializes in performing brain surgery. She has a long-term disability policy that covers her in the event that she can no longer perform this type of surgery due to disability. What type of long-term disability insurance policy does she have?

Everett and Lily own a rental home on the Gulf Coast. They i…

Everett and Lily own a rental home on the Gulf Coast. They insured their property with their local insurance company. The policy provides protection against losses caused by perils that are specifically listed as covered in the policy. What type of policy do they have?