The renewability option in term life insurance:

The contract feature that waives life insurance premiums if the insured becomes permanently disabled is the:

Dameion has a collision that is his fault.  The ACV of his vehicle is $13,922.  To repair the damages caused in the accident, it will cost $15,722.  What will the insurer likely pay Dameion under his COLLISION coverage, assuming his deductible is $500?

You are in an automobile accident with an uninsured motorist, and the accident is your fault.  Your Uninsured Motorist limits are 10/20 and your medical bills are $22,000.You collect from your UM coverage:

Which part of the insurance contract personalizes the coverage to the individual’s exposure?

Under the Personal auto Policy Liability Coverage, the “insured” is:

Mr. Green’s 24-year old son still lives at home while attending college part-time.  The son also has an apartment near his college campus.  His stereo is stolen from the apartment.  The stereo has a $1,400 replacement cost, and an actual cash value of $900.  If there is a $200 deductible on Section I, how much will the HO‑2 contract pay for the stolen stereo?

Property insurance policies are standardized for all the following reasons except:

Exclusions are contained in insurance policies for all the following reasons except:

All of the following are available under one of the HO forms except: