During the past year, a company had cash flow to stockholders, an operating cash flow, and net capital spending of $14,802, $34,106, and $13,720, respectively. The net working capital at the beginning of the year was $5,778 and it was $6,680 at the end of the year. What was the company’s cash flow to creditors during the year?

You want to buy a house that costs $240,000. You will make a down payment equal to 20 percent of the price of the house and finance the remainder with a loan that has an APR of 5.31 percent compounded monthly. If the loan is for 30 years, what are your monthly mortgage payments?

You are considering the purchase of new living room furniture that costs $1,380. The store will allow you to make weekly payments of $29.74 for one year to pay off the loan. What is the EAR of this arrangment?

You need to have $31,250 in 14 years. You can earn an annual interest rate of 4 percent for the first 4 years, 4.6 percent for the next 3 years, and 5.3 percent for the final 7 years. How much do you have to deposit today? (Assume annual compounding.)

You need to have $31,000 in 11 years. You can earn an annual interest rate of 3 percent for the first 3 years, 3.6 percent for the next 2 years, and 4.3 percent for the final 6 years. How much do you have to deposit today? (Assume annual compounding.)

During the past year, a company had cash flow to creditors, an operating cash flow, and net capital spending of $29,348, $65,239, and $26,720, respectively. The net working capital at the beginning of the year was $11,395 and it was $13,000 at the end of the year. What was the company’s cash flow to stockholders during the year?

You want to buy a house that costs $305,000. You will make a down payment equal to 10 percent of the price of the house and finance the remainder with a loan that has an APR of 5.57 percent compounded monthly. If the loan is for 20 years, what are your monthly mortgage payments?

The winner of the first annual Tom Morris Golf Invitational won $115 in the competition which was held in 1901. In 2015, the winner received $1,480,000. If the winner’s purse continues to increase at the same interest rate, how much will the winner receive in 2052? (Assume annual compounding.)

You have just started a new job and plan to save $4,700 per year for 44 years until you retire. You will make your first deposit in one year. How much will you have when you retire if you earn an annual interest rate of 10.24 percent?

Your sister just deposited $8,000 into an investment account. She believes that she will earn an annual return of 9.3 percent for the next 10 years. You believe that you will only be able to earn an annual return of 8.6 percent over the same period. How much more must you deposit today in order to have the same amount as your sister in 10 years? (Assume annual compounding.)