The deductible used for automobile collision losses is an example of a(n):

The deductible used for automobile collision losses is an example of a(n):

The unit of measurement used in property and casualty insurance pricing is called the:

Insight 17.1 (page 374 or 375 of your textbook, depending on whether you have the etext or hardcover book) highlights Six Common 401(k) Mistakes. While each are costly and damaging to an employee preparing for retirement, which of the six do you think is the biggest mistake? Be sure to offer support for your opinion. Outside research may be conducted for this question alone.

 What is the practical effect of an insurance contract being a contract of adhesion?

Connie has an individual medical expense policy with a $1,000 deductible. She is required to pay 20 percent of covered expenses in excess of the deductible. The insurer will pay 80 percent of expenses in excess of the deductible. If Connie has eligible medical expenses of $26,000, how much will be paid by her insurer? 

Small Town used to be just that–a small town 6 miles from Large City. Over the years, the area between Small Town and Large City has developed, and now Small Town is part of the suburbs surrounding Large City. An auto insurer that operated in the area had a large increase in auto claims from Small Town insureds. The insurer did not adjust its rates, and this year will lose money because of claims attributable to higher population density. Which business rating objective did this insurer fail to meet? 

Connie has an individual medical expense policy with a $1,000 deductible. She is required to pay 20 percent of covered expenses in excess of the deductible. The insurer will pay 80 percent of expenses in excess of the deductible. If Connie has eligible medical expenses of $26,000, how much will be paid by her insurer? 

The figure below on the right shows a variable power supply connected to a coil and an ammeter (left part) and a nearby coil is connected to a voltmeter (right part). The graph on the left depicts the time dependence of the ammeter reading, i.e., current versus time. Which of the graphs below best describes the induced emf in the right side coil, i.e, the voltmeter reading at different times? xx.png Screenshot 2024-04-13 at 10.03.35 AM.png  

The golgi apparatus of most cells tends to aggregate towards the center of the cell (near the nucleus and the microtubule organizing center).  The best explanation for this is that: