Which of the following is a psychological budgeting tip to help live within a zero-based budget

Fraud and Identity Theft Fraud and identity theft victims tend to be Gen X’ers and Millenarians Placing a freeze on your credit report with all 3 credit bureaus is recommended to prevent someone who has stolen your identity from being able to take out loans in your name When it comes to credit card fraud, your liability under federal law is capped at $50  F Financial abuse of family members, caregivers, and friends is increasing Using multifactor authorization makes online accounts more secure Public wireless connections are safer than home connections It is ok to provide personal information over the phone, email, text requests    

You are entitled to receive a free copy of our credit report annually from each of the 3 credit bureaus (Equifax, Experian, TransUnion)

Which of the following is not a recommended action to take if monthly net cash flow cash flow is negative 

Based on the following borrower profile would you approve or decline the loan $500,000 home loanMBA degree with job and industry stabilityStrong economic conditions775 FICO20%/32% debt ratios Good liquidity and cash emergency fund in place, 20% down payment, house pledged as collateral

Which of the following is not one of the ways to improve a credit score

Using the following borrower information, what is the borrowers total debt service payment ratio? Monthly Gross Income $8,000 Monthly Mortgage Payment $2,880 Car $700 Student Loan $420  

Which of the following is not a recommended course of action if one has an excessive amount of credit card debt

Credit Cards Select one of the following statements defending your answer a. In today’s world credit cards are OK if managed responsibly, explaining what responsibly means? b. I am strongly opposed to the need for credit cards, as they are an “I love debt” score encouraging us to overspend on wants/creating financial issues, and I do not plan to get any credit cards?

Identify the binding interactions that might be possible at the specified positions of the following drug.