The Affordable Care Act requires that essential health benefits be covered. Which of the following is NOT classified as “essential health benefits”?

Jamir s husband Bob died last week. His agent told him he could receive the death proceeds tax-free and a monthly check until his death. The agent is talking about the ________ settlement option.

Tabitha is just beginning to develop her financial portfolio. She does not want to pay commissions to purchase shares in mutual funds, as her friend you would advise her to invest her dollars in ________ funds.

Ingrid is single with no dependents. She has been in the hospital with a coma for the last 2 weeks. Her bills are piling up and her rent on her apartment is due. Who is legally empowered to take care of her banking and bill paying while she is incapacitated?

The purpose of a personal umbrella policy, as an addition to your homeowner’s policy, is primarily to protect you from _____.

The individual designated by the owner of the life insurance policy to receive the policy’s proceeds upon the death of the insured is called the _____.

Special provisions that may be added to your policy which either provide extra benefits to the beneficiary or limit the company’s liability under certain conditions are known as _____.

The incontestability clause states that the insurance company cannot dispute the validity of the contract after a specified period of time, usually _____.

A mutual fund _____ provides a description of the mutual fund including the fund’s objectives and risk, its historical performance, its expenses, manager’s history and other information.

Medicare was enacted to help persons with disabilities and people people over the age of _____ who qualify for Social Security.