In what states does title technically pass to the lender when the mortgage is executed?

The following question is worth 4 points.   Suppose you have taken out a $325,000 fully-amortizing fixed rate mortgage loan that has a term of 30 years and an interest rate of 5.5%. In month 10 of the mortgage, how much of the monthly mortgage payment does the interest portion consist of?

When the oxyhemoglobin curve shifts to the left the student understands that this means that hemoglobin has ______________affinity for oxygen, causing ___________ oxygen to be released to the cells.  

Assume you have been hired to appraise a local hospital. Your best estimate of the replacement cost of the building is $3,700,000. After evaluating the price and use of land in the local area, you have determined that the value of the site is $800,000. If the building has suffered $500,000 in physical deterioration over its lifetime and there are no further depreciation losses due to external or functional obsolescence, what is the indicated value of the hospital using the cost approach?

A 70-year-old male with chronic renal failure presents with edema.  Which of the following is the most likely cause of the edema?

Assume that a borrower has a choice between two comparable fixed-rate mortgage loans with the same interest rate, but different mortgage terms, one being a 30-year mortgage and the other a 15-year mortgage. Under financially unconstrained circumstances, which of the following statements best describes the borrower’s preference?

A 54-year-old male with a long history of smoking complains of excessive tiredness, SOB, and overall ill feelings. Lab results reveal pH 7.30, PaCO2 50 (high), and Bicarb 26 (normal).  These findings help to confirm the diagnosis of_____________ when there is no compensation.

Which of these entities provides credit enhancement in the form of guarantees to investors in mortgage-backed securities that are based on FHA and VA mortgages?

You are considering purchasing an office building for $2,500,000.  You expect the potential gross income (PGI) in the first year of rental operations to be $450,000; vacancy and collection losses to be 9 percent of PGI; and the sum of operating expenses and capital expenditures to be 42 percent of effective gross income (EGI). Assume ab above-line treatment of CAPX. What is the effective gross income multiplier (EGIM)?

Two marbles are drawn without replacement from a box with 3 white, 2 green, 2 red, and 1 blue marble. Find the probability that both marbles are white.  Write as a fraction in simplest form.