Jim lives in St. Petersburg, FL and wants to build a large a…

Jim lives in St. Petersburg, FL and wants to build a large addition and new deck on his home. Jim hires Confident Contractors to complete the construction of the addition and outdoor deck. Jim lives in a pretty bustling area of St. Petersburg, and he is worried about the possibility of a pedestrian on the sidewalk or a motorist on the busy road in front of his house being injured a result of the construction process at his house. Before Confident Contractors begin any work, Jim wants to ensure that if any property damage or bodily injuries occur as a result of the construction process; that he will not bear the financial responsibility for those losses.  Which risk financing mechanism would be a good solution for Jim to alleviate his concerns regarding the construction on his new home? 

Jared is 50 days old. He presents to the clinic with concern…

Jared is 50 days old. He presents to the clinic with concern for fever. His mother reports he has run a fever of around 38 (C) (100.4F) for the past two days, but seems to otherwise be well. He is eating normally and elimination is unchanged. He was a little fussy last night. He has no significant medical history, was born at term and discharged within 2 days.  On exam, he appears healthy with no abnormal physical findings but a temp of 38.2. According to current fever guidelines and given his age and appearance, the best approach to this child is:

Aleisha S., Age 7 reports to clinic with complaint of feelin…

Aleisha S., Age 7 reports to clinic with complaint of feeling “sick”. Mom reports she had diarrheal illness about 6 days ago, but seemed to recover. Over the past 2 days she has become very tired and listless and has not felt like going to school. She told her mother this morning that she “can’t pee”. On exam you note she appears mildly dehydrated, has a few purpura on her legs, mild hepatosplenomegaly, slight facial edema and fever of 100.8 F(o).You elect to do a CBC with differential, comprehensive metabolic panel, and UA/UC. You are alerted by lab that hgb is 7.4, platelets are 60,000 and there is blood and protein in urine.  You are most concerned that child has: