Shayla does not have health insurance. When she is ill, she…

Shayla does not have health insurance. When she is ill, she goes to the free health clinic and waits for hours to see a physician. Maria, on the other hand, has health insurance. When she gets sick, she calls her primary care physician and goes in for a visit. This illustrates __________.

Joyce is laid off from her job with the heavy equipment manu…

Joyce is laid off from her job with the heavy equipment manufacturer due to a decrease in the demand for heavy equipment caused by a recession. She searches for a job for five months and then is rehired by her old employer when the economy begins to recover. While Joyce was looking for work, she was: