Suppose that the Federal government can, at some cost to itself (and, hence, to all of us), penalize banks for the risks they take on. Suppose, further, that beyond some point, the value to the government and to all of us of things the government might do with the money used for risk reduction is greater than the cost of a little risk. Finally, assume that the Federal government pursues policies consistent with what you know about optimal choices. Then, from an efficiency perspective, it should be the case that  ________.

Suppose that a US President comes along (call them Brand X) who proposes to tax people 5 percent of their income but then allow them to take the tax money and enter the market for savings. That is, Brand X is proposing to force people to save at least 5 percent of their income. Suppose that everyone in the economy is already privately saving 5 percent of their income. Brand X claims their proposed policy will increase saving by each person from 5 percent to 10 percent. Which of the following statements is true?

A few years ago, the Utah State Legislature taxed margarine production (margarine is not produced by farmers), but not butter production (farmers produce butter). Whatever the legislators’ public rationale for the tax, your best analysis suggests that it will have the effect of ________.

Banks take on risks when they make loans. Some loans are riskier than others. That is, some borrowers are more likely to repay their loans than are other borrowers. Suppose that riskier loans have higher expected payments to the bank (if the riskier borrowers do repay, they repay more than the less risky borrowers do). If the risks undertaken by large banks in the US are not borne solely by owners of the banks (they’re “too big to fail”) and the government bails out these banks whenever they get in financial trouble because of bad loans, from society’s perspective, ________.

List at least five programming languages commonly used to develop server-side applications. (5)

Modified True/False (If false, please modify the bold content to make the statement true)The element creates a text area box.

Instructions:1. Honourlock Proctoring Tool will be used in this assessment, so ensure you have it installed on your machine.2. Make sure you have the Google Chrome Browser; if not, ask the lab assistant for assistance immediately.3. Please access the assessment via the Blackboard Module Course; all other windows should be closed.4. The assessment is for 1 Hour 20 minutes and an extra 15 minutes for setup, in total, 135 minutes5. Backtracking is not prohibited, meaning you can go back to the previous questions.6. Answer all questions, following the instructions in each question7. YOU ARE WARNED: DO NOT COPY (online sources, notes, extra devices or otherwise); if the system catches you copying, the University will bring you to disciplinary.8. Report any challenges you encounter during the assessment to Mrs Ndobe and other assisting colleagues at the venue, including the E-Learning standby person(s). 9. You will have one attempt to complete the Test; therefore, submit only when you are done and be mindful of the given time.

What is the correct HTML syntax for embedding a script into a web page? (3)

What are the three core languages every web developer should learn, and what is the role of each? (6)

Which property adds a shadow behind text?