The following questions requires the use of R and RStudio WI…

The following questions requires the use of R and RStudio WITHOUT AI support. Disable AI support on RStudio. Copy and paste a screenshot of the Github setting in RStudio showing that the Enable Github Copilot disabled and applied. You are allowed to use the RStudio help function only.

Randy and Rhoda just got married and found their dream home….

Randy and Rhoda just got married and found their dream home. They will need to take out a loan of $96,000 to pay for the home, as they have a $24,000 down payment. Randy and Rhoda qualify for their loan at 4% for 30 years. Randy and Rhoda have the opportunity to purchase 2 points to lower their interest rate to 2%.   How long will it take them to break even?