The drawing depicts a hand drill – if the drill bit jams when subjected to forces as shown in the drawing (values noted below) determine the absolute values of the internal shear forces acting on the cross section of the drill bit at A. Be sure to use the correct units. a = 3 in, b = 9 in, c = 6 in, d = 6 in, e = 6 in, f (handle  from center line of drill) = 9 in. R = 10 lb, Q = 50 lb, P = 30 lb

With regard to experience rating, which of the following statements is true?

If you are told that a member fails when 1000 lbs is applied to it axially, and you only want it to be rated at 250 lbs – what factor of safety are you using in it’s design?

 What is the rationale for an insurer including a coinsurance clause in a property insurance contract? Just telling me how the recovery is calculated when a coinsurance clause is in the contract is not sufficient. I want to know the explanation for why it’s included.

Why are exclusions necessary?

Loss control should be used in conjunction with all other risk management techniques except for which one? Hint: risk management techniques are transfer, retention, avoidance, etc)

What is the difference between pure and speculative risk?

___________ provides a framework for considering the effects of materials selection on human health.

Hardin classifies the Tragedy of the Commons as

This character basically sells his soul to the devil because he feels that he has reached the limits of academic development and wants to cross the boundary into magic, unlimited knowing, etc.