Nonsmokers are insured at lower life insurance premiums than smokers.

A cashier’s check is drawn on the account of the financial institution itself.

Blaine and Lindsay McDonald have total assets valued at $346,000 and total debt of $168,000. What is Blaine and Lindsay’s asset-to-debt ratio?

Credit card costs can include

Legally, sellers must disclose known defects in their homes via a defect disclosure form.

Jeff just was awarded an end-of-year bonus of $2,000. His employer offered him the option taking the money this year or after January 1. This year Jeff is in the 24 percent marginal tax bracket, but next year Jeff expects to be in the 22 percent marginal tax bracket. Therefore, the estimated income tax liability on this $2,000 bonus would be _____ this year and _____ next year.

Brice is going to purchase a hi-def, flat-screen TV. He has decided on everything except the screen size. The unit with the 42-inch screen costs $600 while the unit with the 47-inch screen costs $750. In making this decision, which concept should Brice use?

Julie and Alex have compiled their financial records and would like to know if they are living within their level of income. What is their surplus? ​ Salaries $48,000 Interest income $1,200 Food expenses $10,500 Rent $14,400 Clothing costs $3,600 Auto expenses $4,200 Recreation $4,800 Miscellaneous expenses $3,400

You may want to buy a service contract for peace of mind, but it is generally unwise economically.

It is especially important to use “key phrases” when preparing your résumé because