a property is expected to have Net Operating Income of $100,000 in the first year. The NOI is expected to increase by 5% each year thereafter. The appraised value of the property is currently $1.25 Million and the lender is willing to make a $1,125,000 participation loan with a contract interest rate of 5.5%. The loan will be amortized with monthly payments over a 20 year life. In addition to the regular mortgage payments, the lender will receive 50% of the NOI In EXCESS of $100,000each year until the loan is repaid. The lender will also receive 50% of any increase in the value of the property.  Assume that the appraiser will estimate the value of the property in Year 3 by dividing the NOI of year 4 by an 8 percent Cap Rate. Calculate the cost to the borrower (which is also the cost to the lender) if the property is held for 3 years.  (please specify the Year 3 loan payoff, resale price of the building, participation portion of the resale, and be sure to enter the cash flows used to justify your solution).

There is an injective (or one-to-one) function from to . 

Consider the set of letters   to write words (with English meanning or not) on the alphabet .  How many 5-letter words on the alphabet  are there starting with a vowel? Justify your answer How many 6-letter words on the alphabet are there with exactly one letter and exactly one letter such that  appears before ? Justify your answer How many palindrome 7-letter words on the alphabet  are there? Justify your answer How many 8-letters words on the alphabet A are there with letters in alphabetic order? Justify your answer   Note: A word is said to be palindrome if reversing its letters it is still the same word, e.g., and . Besides, the word has its letters in alphabetic order.   Write your answers as numerical expressions involving additions, subtractions, multiplications as well as permutation and combinations. Do not compute the final numerical answer such that your instructor can identify your reasoning, otherwise, explain in work your answer.

In MIPS architecture, the clock signal is typically

midterm1-cheatsheet-1.pdf

You have been provided with a code that allows users to upload 5 images, label them as horse or human, and then train a model on these images. Modify the code to achieve the following: Change the labeling from “horse or human” to “cat or dog”. Update all relevant GUI prompts and messages to reflect this. Change the code to upload 6 images during the training phase. Update the model to include an additional Conv2Dlayer with 128 filters, a kernel size of (3,3), and relu Place this layer just before the Flatten layer. Use the optimizer Adam Train the model for 8 After making these changes, run the code, train the model with the uploaded images, and classify a new image. Submit your code, results, and pictures to Canvas.

What organelle is responsible for the production of most of the cells energy source, ATP?   *One word answer. *Do not add any punctuation or spaces before or after the answer. *Use all lowercase letters. *Use the singular form of the word.

The ______________ are a group of muscles that flex the stifle? *Type in all lowercase letters. *One word answer. Type in the plural form. *Do not add any spaces or punctuation before or after the answer.

*BONUS QUESTION* Why is microbiology important in funeral service education? (Select all that apply.)

From Chapter 10 (Teacher as Collaborator): Which of these strategies/lessons is NOT a way to develop student cultural understanding?