Billy works for Big Construction Company as a highway constr…

Billy works for Big Construction Company as a highway construction worker. Over the weekend, on his days off from work, Billy went hang-gliding. Unfortunately, during his adventure, he accidently crashed into a tree and was severely injured. He was sent to the hospital and treated for his injuries. The cost of putting casts on both of his arms and both of his legs was quite substantial = $50,000. Additionally, Billy will now not be able to work his construction job for at least 4 months while he recovers from his injuries.  The hang-gliding accident itself is an example of which of the elements of an exposure? 

Speedy Scooters is a company that manufactures and sells ele…

Speedy Scooters is a company that manufactures and sells electric scooters. It was recently discovered that its newest model scooter was built with a faulty battery. Many customers have already reported after only a few hours of use the battery would overheat: destroying the electric engine; and in some extreme cases actually catching on fire. In all cases, the customer’s scooter was rendered inoperable. And in the extreme cases, the scooter was completely destroyed by the spontaneous combustion and the customers actually reported minor burn injuries.  From the perspective of Speedy Scooters – the above scenario is an example of which quadrant of risk?