Ellen Ortiz works as a sales manager at a telecom firm. The…

Ellen Ortiz works as a sales manager at a telecom firm. The company has recently launched a new product in the market. Her work in the next few weeks involves sharing knowledge about the product with her team members. She will also need to inspire them to reach their sales targets and clarify any doubts about the new product. Which of the following roles is Ortiz playing?

One of the main disadvantages of self-insured retention as a…

One of the main disadvantages of self-insured retention as a risk financing technique is the possibility of sustaining a “catastrophic loss” > which the firm will be responsible for paying if they choose to engage in retention.  What is the key reason that the possibility of a catastrophic loss makes engaging in self-insured retention difficult, if not impossible?