A 35-year-old female presents complaining of a one-year hist…

A 35-year-old female presents complaining of a one-year history of dull, cramping pain in her pelvis that comes with her menstrual cycle, yet is different from normal menstrual discomfort. She also describes pain with intercourse and frequent spotting. Of the following, what is the most likely clinical condition of this patient?

Suppose an owner of a small industrial warehouse has an exis…

Suppose an owner of a small industrial warehouse has an existing interest-only, fixed-rate, mortgage loan with these terms: remaining balance of $800,000, interest rate of 4.5%, and remaining term of 5 years (monthly payments). The original loan term was 10 years and the original mortgage amount was $800,000. The payment on the existing interest-only loan is $3,000. This loan can be replaced by a new $800,000 interest-only monthly payment loan with an interest rate of 3.50% and a loan term of 5 years. The total up-front cost of the refinancing would be 4% of the current outstanding loan amount. This include a prepayment penalty. Assume the owner expects to sell the property five years from today whether she refinances now or not. What is the net present value of refinancing today (rounding to the nearest dollar)?

In recent years, commercial real estate lenders (on permanen…

In recent years, commercial real estate lenders (on permanent loans) have been unwilling to relieve borrowers from personal liability in the event of fraud, environmental problems, or unpaid property tax obligations. Therefore, some permanent mortgage lenders include a clause in the promissory note that pierces the single-purpose borrowing entity to hold the actual borrower liable in such instances. This clause is commonly referred to as a: