R&R Savings Bank finds that its basic transaction account, which requires a $1000 minimum balance, costs this savings bank an average of $3.25 per month in servicing costs (including labor and computer time) and $1.25 per month in overhead expenses. The savings bank also tries to build in a $0.50 per month profit margin on these accounts. Further analysis of customer accounts reveals that for each $100 above the $500 minimum in average balance maintained in its transaction accounts, R&R Savings saves about 5 percent in operating expenses with each account. (Note: If the bank saves about 5 percent in operating expenses for each $100 held in balances above the $500 minimum, then a customer maintaining an average monthly balance of $1,000 should save the bank 25 percent in operating costs.) For a customer who consistently maintains an average balance of $1,200 per month, how much should the bank charge in order to protect its profit margin?

The following information relates to Gold Star National Bank. Bank information On-Balance-Sheet Items (Assets) Off-Balance-Sheet Items Cash $4 million Standby letters of credit backing repayment of commercial paper 20.5 million U.S. Treasury securities 30.6 Long-term unused loan   Deposit balances due from other banks 4 commitments to corporate customers 25.5 million Loans secured by first liens on residential property   Total off-balance-sheet items 46.0 million 1-to-4 family dwellings 66 Tier 1 capital 7.5 million Loans to corporations 105.3 Tier 2 capital 5.8 million Total assets 209.9 million       The ratio of total capital to risk weighted assets is:

VRAAG 3 40 Punte 3.1.1 Gee TWEE voorbeelde van Giffen goedere. (2) 3.1.2 Wat moet ‘n produsent maak met sy prys wanneer hy ‘n produk verkoop met ‘n relatiewe onelastiese PEV? (2)     3.2 Bestudeer die tabel en beantwoord die vrae wat volg: REGS KLIK OP DIE KNOPPIE OM DIE TABEL OOP TE MAAK IN ‘N NUWE TAB:     3.2.1 Voltooi die ontbrekende waardes vir A tot J. (10)     3.3 Bestudeer die tabel en beantwoord die vrae wat volg: REGS KLIK OP DIE KNOPPIE OM DIE TABEL OOP TE MAAK IN ‘N NUWE TAB:     3.3.1 Gee die formule vir die berekening van verbruikersewewig. (2) 3.3.2 Verduidelik die wet van afnemende marginale nut. (2) 3.3.3 Verduidelik die keuses wat ‘n verbruiker met ‘n begroting van R5 sal moet maak om verbruikersewewig te kan bereik. (4) 3.3.4 Bewys dat die verbruiker dan ook maksimum bevrediging bereik het. (2)     3.4 Verduidelik VIER belanghebbendes van ‘n besigheid. (8) 3.5 Met behulp van grafieke, verduidelik die aanbod verhouding wat bestaan tussen komplementêre produkte. (8)    

R&R Savings Bank finds that its basic transaction account, which requires a $1000 minimum balance, costs this savings bank an average of $3.25 per month in servicing costs (including labor and computer time) and $1.25 per month in overhead expenses. The savings bank also tries to build in a $0.50 per month profit margin on these accounts. What monthly fee should the bank charge each customer?

A checking account price schedule characterized by absence of any monthly account maintenance fee or per-transaction fee is called:

Money market deposit accounts (MMDAs), offering flexible interest rates, accessible for payments purposes, and designed to compete with share accounts offered by money market mutual funds, were authorized by the:

1.1.3 Watter een van die volgende is noodwendig waar wanneer ‘n volmaak mededingende besigheid in ewewig is in die korttermyn? (2)

Recently, time deposits have been issued with interest rates adjusted periodically (such as every 90 days). This time period is known as:

Which of the following would be an example of liquidity risk?

6.2 Vul die regte rigting in die spasie voorsien is: (4)   6.2.1 Benoem ‘n hoofrigting wat lê tussen Wes en Suid?     6.2.2 Die T.V. Monitor lê van die rekenaar.     6.2.3 Kamer een lê van kamer twee.     6.2.4 Die rekenaar lê van die stoorkas.