Individually owned banking accounts can be easily set up to avoid probate by creating _____.

A ____ in the market is a person who expects securities prices to go up; a ____ expects the general market to decline.

Most of the total return from a real estate investment usually comes from

Tammy and Richard have $100 a month automatically transferred from their checking account to their mutual fund account. This is an example of

Contributions of up to $6,000 annually to Roth IRAs are tax deductible, and funds in the account grow tax free.

Value funds specialize in securities of companies that are

____ accounts allow the investor to purchase stock with funds borrowed from the brokerage firm.

Young workers can afford to be in higher risk investment options with their retirement accounts.

A primary advantage of real estate investing is liquidity.

Classes of insured consist of insured who share similar characteristics. ____ applicants in the class may qualify for lower premiums.