A physical therapist (PT) is working with a patient admitted…

A physical therapist (PT) is working with a patient admitted to the medical floor of a hospital with a diagnosis of pneumonia of the right lower lobe. The PT decided that the patient would benefit from postural drainage with vibration. Vibration is applied throughout exhalation concurrent with:

24 Work this problem:   Assume that a lender offers a 20-yea…

24 Work this problem:   Assume that a lender offers a 20-year, $175,000 adjustable-rate mortgage (ARM) with the following terms:                         Initial interest rate = 8 percent                         Index = 1-year Treasuries                         Payments reset each year                         Margin = 1.5 percent                         Interest rate cap = 1 percent annually; 3 percent lifetime                         Discount points = 2 percent                         Negative amortization allowed             Based on estimated forward rates, the index to which the ARM is tied is forecasted as follows:  Beginning of year (BOY) 2 = 7 percent; (BOY) 3 = 8.5 percent;               Compute the payments, loan balances, and yield for the ARM for the three-year period.   A. Year one payment; Loan balance  B. Year two payment; Loan balance  C. Year three payment; Loan balance  D.  What is the yield if the loan is repaid after  3 years