Which of the following statements about disability and disability income insurance is (are) true?I.Most disability income policies replace 100 percent of gross earnings. II.The probability of being disabled before age 65 is much higher than commonly believed.

In which of the following situations would medical payments be paid under an unendorsed PAP?

The purchase of term insurance is justified by which of the following circumstances?I.The insured wants to save money through the policy for a specific need. II. The insured has a temporary need for life insurance protection.

The purchase of term insurance is justified by which of the following circumstances?I.The insured wants to save money through the policy for a specific need. II. The insured has a temporary need for life insurance protection.

Which of the following persons is (are) covered for liability insurance under the PAP?I.a family member who drives a covered autoII.a family member who occasionally drives a friend’s auto

Which of the following statements about life insurance cash values is (are) true?I.Cash values are a result of the level premium method of purchasing life insurance.II.The cash value of a policy must always exceed the policy’s legal reserve.

The inability of the insured to perform some but not all of the important duties of his or her occupation is called

Which of the following statements about long-term care insurance is (are) true?I.Long-term care insurance is inexpensive, especially if purchased at older ages. II.Purchasers have a choice of daily benefits and benefit periods.

The client receives warfarin. The nurse notes that the client’s morning international normalized ratio (INR) is 7. What are the priority nursing interventions at this time?

The nurse is providing medication education for a client taking tamoxifen to treat breast cancer. Which would the nurse include for the client to watch for and report immediately as it could indicate a serious adverse effect of this medication?