Based on the following borrower profile would you approve or…

Based on the following borrower profile would you approve or decline the loan $500,000 home loanMBA degree with job and industry stabilityStrong economic conditions775 FICO20%/32% debt ratios Good liquidity and cash emergency fund in place, 20% down payment, house pledged as collateral

Credit Cards Select one of the following statements defendin…

Credit Cards Select one of the following statements defending your answer a. In today’s world credit cards are OK if managed responsibly, explaining what responsibly means? b. I am strongly opposed to the need for credit cards, as they are an “I love debt” score encouraging us to overspend on wants/creating financial issues, and I do not plan to get any credit cards?