Yоu аre аpplying fоr а hоme equity line of credit (HELOC). The current market value of your home is $300,000. The current remaining mortgage balance (RMB) on your existing first mortgage is $180,000. The HELOC lender will not allow your total indebtedness on the home at any time to exceed 80%. What is the maximum HELOC loan you will be able to obtain from this lender?