Alex Learns about Credit ScoresAlex needs a new truck. He us…
Alex Learns about Credit ScoresAlex needs a new truck. He uses it to get to and from work and school. He purchased his current truck seven years ago using cash. It was already nine years old, so he got a great deal on it. But now it’s breaking down too often. He finds the perfect truck, but the dealer will only offer him an expensive loan. He is shocked. He learns that the reason why he was not offered better terms is because his credit scores are low. Alex decides to learn a little more about credit scores before buying a new truck. Alex has one credit card but has never had a loan. He applied for a credit-building loan from his bank. His application was approved. He takes out the loan. What impact will this have on his credit score?