Billy works for Big Construction Company as a highway constr…
Billy works for Big Construction Company as a highway construction worker. Over the weekend, on his days off from work, Billy went hang-gliding. Unfortunately, during his adventure, he accidently crashed into a tree and was severely injured. He was sent to the hospital and treated for his injuries. The cost of putting casts on both of his arms and both of his legs was quite substantial = $15,000. Additionally, Billy will not be able to work his construction job for at least 4 months while he recovers from his injuries. The hang-gliding accident itself is an example of which of the elements of an exposure?