A Financial Institution (FI) originates a pool of 500 30-yea…

Questions

A Finаnciаl Institutiоn (FI) оriginаtes a pоol of 500 30-year mortgages with monthly payments, each averaging $150,000 with a mortgage coupon rate of 8 percent. Assume that the entire mortgage portfolio is securitized to be sold as GNMA pass-throughs. The GNMA credit risk insurance fee is 6 basis points and that the FI's servicing fee is 19 basis points. Assume no prepayments. What is the total amount of monthly mortgage payments from mortgage borrowers to the pool?