Which of the following statements about evolution is true?    A) Evolution only results in the addition of traits to existing organisms.    B) Evolution only results in the loss of traits from existing organisms.    C) Evolution can result in the addition or loss of traits in existing organisms.    D) Evolution has nothing to do with the addition or loss of traits.

47) Human Genome Program has found _________ genes in human genome. A) 100,000 B) 10,000C) 25,000 D) 45,000

14) The monomer of proteins with a central carbon atom which is bonded to a carboxyl group, an amino group, a carbon containing group, and a hydrogen atom are called: A) amino acids.B) fatty acids. C) nucleotides. D) peptides. 

Which of the following cells is in the mitotic prophase?

24) Which reaction shows reduction of NAD+?A) NAD+ + H2

56) Negatively charged subatomic particles that have almost no mass are called: A) neutrons.                                  B) electrons. C) ions.                                             D) protons.

71) Joseph Priestly in 1971 performed the mint and candle experiment to prove that plants add something to the air. What was the name of the gas added to the air by plants in his experiment? A) glucose B) carbon dioxideC) oxygenD) nitrogen

67) All of the reactions of cellular respiration that occur after glycolysis take place in what part of the eukaryotic cell? A) The cytoplasm                             B) The nucleus C) The mitochondria                      D) The plasma membrane

Given the following information about a fully amortizing loan, calculate the effective borrowing cost to the owner (EBC). Loan Amount: $180,000.00 Loan Amortization Term: 18 years Interest Rate: 5.00% compounded monthly Monthly Payment: $-1,265.46 Discount Points: 4 Other Closing Expenses:  $1,000.00 Assume the owner pays off the loan early at the end of year: 8

Assume that a piece of land is currently valued at $. If this piece of land is expected to appreciate at an annual rate of % per year for the next years, how much will the land be worth years from now?