Effective protective actions take into consideration1. both human and environmental physical determinants.2. technical elements.3. procedural factors.

The ____________of the uterus is composed of three layers of muscle fibers that contract and help expel the fetus during childbirth.

The muscular organ that contains the fetus, placenta, amniotic fluid, and associated structures during pregnancy is the:

Suppose an owner of a small industrial warehouse has an existing interest-only, fixed-rate, mortgage loan with these terms: remaining balance of $800,000, interest rate of 4.5%, and remaining term of 5 years (monthly payments). The original loan term was 10 years and the original mortgage amount was $800,000. The payment on the existing interest-only loan is $3,000. This loan can be replaced by a new $800,000 interest-only monthly payment loan with an interest rate of 3.50% and a loan term of 5 years. The total up-front cost of the refinancing would be 4% of the current outstanding loan amount. This include a prepayment penalty. Assume the owner expects to sell the property five years from today whether she refinances now or not. What is the net present value of refinancing today (rounding to the nearest dollar)?

In recent years, commercial real estate lenders (on permanent loans) have been unwilling to relieve borrowers from personal liability in the event of fraud, environmental problems, or unpaid property tax obligations. Therefore, some permanent mortgage lenders include a clause in the promissory note that pierces the single-purpose borrowing entity to hold the actual borrower liable in such instances. This clause is commonly referred to as a:

You are applying for a mortgage loan to finance the acquisition of an existing office building. NOI in the first year of operations is expected to be $1,000,000. You acquisition capitalization rate is 6.00%. A lender is offering a fixed rate, permanent balloon mortgage with a 10-year term. The annual contract interest rate is 4.00% and the amortization period used for the calculation of monthly payments is 30 years. This lender requires a minimum debt coverage ratio (DCR) of 1.25. What is the largest mortgage the borrower can obtain that does not violate the required minimum DCR?

The process of breathing in is called , and the process of breathing out is called .

In 1-2 sentences, answer the following: What are alveoli and why are they significant?

What is the term for the absence of a regular rhythm, meaning that the heart rate is either too fast, too slow or just irregular? 

What term means surgical removal of the spleen?