A borrower has secured a 30-year, $150,000 loan at 7 percent with monthly payments. Fifteen years later, the borrower has the opportunity to refinance with a 15-year mortgage at 6 percent. However, the upfront fees, which will be paid in cash, are $2,500. What is the return on investment if the borrower expects to remain in the home for the next fifteen years?

Which of the following would NOT result in an increase in housing demand?

The nineteenth-century labor movement argued that

Which of the following statements measures the effectiveness of the plan to disenfranchise Blacks?

Which of the following did the Reconstruction amendments introduce?

Feminism

Which statement is true of the achievements of female reformers during the Progressive era?

What characteristic of Woodrow Wilson appeared to Theodore Roosevelt’s supporters to be a relic of the past?

By the 1880s, what role did the courts, including the Supreme Court, take in the debate over liberty of contract?

What was the northern vision for the Reconstruction-era southern economy?