John and Mary Johnson have a Personal Auto Policy (PAP) identical to the one in your textbook. They have purchased the following: Coverage A=$250000/50000/100000; Coverage B=$5000; Coverage C=$300,000. Each of their vehicles is covered for physical damage. The collision deductible is $250 and the other-than-collision deductible is $200. Choose the answer that BEST describes the coverage that John and Mary would have under their PAP for each scenario described. For each of the following scenarios, indicate 1) whether or not the loss is covered, 2) the support for that determination, and 3) if covered, the amount that the insurer will pay. For example, Mary is using her car and hits a pedestrian 1) Not Covered 2) Excluded under Part A 3) $0
John is struck by a hit-and-run vehicle while walking on the…
John is struck by a hit-and-run vehicle while walking on the sidewalk near his home. He suffers $5000 in bodily injuries
Larry has $25,000 of bodily injury liability coverage under…
Larry has $25,000 of bodily injury liability coverage under his PAP. This limit is the minimum amount required by his state to be considered financially responsible. While on vacation, Larry visited a neighboring state which has a minimum financial responsibility limit of $50,000 for bodily injury. Which of the following statements describes the situation for Larry while he was in the neighboring state?
Jack and Jill Hill have insured their home for $100,000 unde…
Jack and Jill Hill have insured their home for $100,000 under a HO-3 (Homeowners 3) policy that is identical to the policy that you have received. The policy has no endorsements. Choose the answer that BEST describes the coverage the Hills would have under their HO-3 for each scenario described.
While waiting at a stoplight, Mary notices that flames are s…
While waiting at a stoplight, Mary notices that flames are shooting out from underneath the hood of her car. She leaps out of the car and watches helplessly as the fire consumes her car.
Express f(x) in the form f(x) = (x – k)q(x) + r for the give…
Express f(x) in the form f(x) = (x – k)q(x) + r for the given value of k.f(x) = 3×3 – x2 + 2x +3; k = -1
For the polynomial, one zero is given. Find all others. P(x…
For the polynomial, one zero is given. Find all others. P(x) = x3 – 8×2 + 17x – 30 , given the first zero x = 6
The blood type that has antigen A on the cell and anti-B ant…
The blood type that has antigen A on the cell and anti-B antibodies in the plasma is:
The respiratory control center is located in the midbrain, p…
The respiratory control center is located in the midbrain, pons and medulla.
All of the following will increase blood pressure EXCEPT:
All of the following will increase blood pressure EXCEPT: