If the average maturity of assets is 5 years and the average maturity of liabilities is 7 years, then the FI has no interest rate risk exposure. 

Duration is the weighted-average present value of the cash flows using the timing of the cash flows as weights.

Please use the following additional information for Questions 38-41: A financial institution originates a pool of 500 30-year mortgages, each averaging $150,000 with an annual mortgage coupon rate of 8 percent. Assume that the entire mortgage portfolio is securitized to be sold as GNMA pass-throughs. The GNMA credit risk insurance fee is 6 basis points and that the FI’s servicing fee is 19 basis points. Question: What is the present value of the mortgage pool? 

Which of the following is not an expansionary monetary policy?

Which statement by a client indicates understanding of fall prevention teaching?

The nurse is caring for a client with difficulty breathing. What is the priority nursing action?

The nurse is providing perineal care to a female client. The correct technique is to:

A nurse finds a client lying on the floor. The first action is to:

A nurse reinforces teaching about coughing and deep breathing after surgery. The purpose is to:

Which technique is most effective when communicating with an anxious client?