Chapter 8 Maria is enrolling in a new health insurance plan….

Chapter 8 Maria is enrolling in a new health insurance plan. She wants the flexibility to see specialists without strict referral requirements and prefers the option to visit providers outside the network, even if it costs more. She understands that providers in her network are paid according to a discounted fee schedule rather than a salary or capitation model. Which type of managed care structure best fits Maria’s preferences?