A loan is offered with monthly payments and a 13.75 percent APR. What’s the loan’s effective annual rate (EAR)? (Do not round intermediate calculations and round your final answer to 2 decimal places.)

____are thick elevated ridges (folds) found on the brain; while _____are the shallow grooves.

The term for shortening of a muscle while maintaining constant tension is ______

Your body temperature, water regulation, food intake and sex drive are all regulated by _____

_____area recognizes spoken and written language

The sympathetic nervous system has _____preganglonic fibers and ______postganglionic fibers

_______innervates the anterior and lateral skin and muscles of the trunk (Gives rise to nerves of the limbs)

Calculate the price of a zero-coupon bond that matures in 14 years if the market interest rate is 5.45 percent. Assume semiannual compounding. (Do not round intermediate calculations and round your final answer to 2 decimal places.)

Which of the following occurs as domestic economic conditions experience a period of growth especially relative to other countries?

NikkiG’s Corporation’s 10-year bonds are currently yielding a return of 6.40 percent. The expected inflation premium is 1.10 percent annually and the real risk-free rate is expected to be 2.80 percent annually over the next ten years. The liquidity risk premium on NikkiG’s bonds is 0.25 percent. The maturity risk premium is 0.25 percent on 4-year securities and increases by 0.04 percent for each additional year to maturity. Calculate the default risk premium on NikkiG’s 10-year bonds. (Round your answer to 2 decimal places.)