(Ghosts from the Nursery): Mariah’s substance use during adolescence may be a coping mechanism for:

45. In what type of framing is larger size lumber used so the framing members can be spaced further apart? a. Shoddyb. Balloon c. Post and beamd. None of the above

77. The Scope of Work Rule was developed by the Appraisal Standards Board to replace the outdated concept of: a. censure.b. departure.c. forfeiture.d. none of the above.

19. Analyzing the appraisal problem, selecting the appropriate method of valuation, and giving it the most weight is called: a. an oral report.b. restitution.c. reconciliation.d. all of the above.

12. The first stage in the development cycle is called the: a. financing stage.b. development stage.c. maturity stage.d. decline stage. 

84. A lien gives the lienholder the right to: a. one-quarter ownership of the liened property.b. run electrical power lines across the liened property.c. sell the liened property to settle a debt.d. none of the above.

82. In vertical subdivision, what is separated from ownership of the rest of the property? a. The subsurfaceb. The surfacec. The air spaced. All of the above  

66. The amount of income available to the owner after the mortgage lender has been paid its portion of the net operating income is called: a. pre-tax cash flow.b. equity dividend.c. gravy.d. both a and b.

17.  What approach assumes that the value of improved property is indicated by the value of the site, plus the cost of improvements, minus depreciation? a. Cost approachb. Income approachc. Gross multiplierd. All of the above

5. A triangle where two of the sides meet at a right angle is called a: a. right triangle.b. left-sided triangle.c. complex figure.d. appraiser’s triangle