Dorothy borrows $10,000 from the bank. For a four-year loan, the bank requires annual end-of-year payments of $3,223.73. The annual interest rate on the loan is ________.

________ ratios are a measure of the speed with which various accounts are converted into sales or cash.

The two categories of ratios that should be utilized to assess a firm’s true liquidity are the ________.

A crisis in the financial sector often spills over into other industries because when financial institutions ________ borrowing, activity in most other industries ________.

The future value of an ordinary annuity of $1,000 each year for 10 years, deposited at 3 percent, is ________.

________ analysis involves comparison of current to past performance and the evaluation of developing trends.

Cross-sectional ratio analysis is used to ________.

Incentive plans usually tie management compensation to ________.

Thelma is planning for her son’s college education to begin five years from today. She estimates the yearly tuition, books, and living expenses to be $5,000 per year for a four-year degree, assuming th expenses incur only at the end of the year. How much must Thelma deposit today, at an interest rate of 8 percent, for her son to be able to withdraw $5,000 per year for four years of college?

An analyst should be careful when conducting ratio analysis to ensure that ________.