A contract programmer agrees to construct a website for a ch…

A contract programmer agrees to construct a website for a chocolate candy retailer in order to increase its on-line marketing presence. The programmer agrees to have the website up and running in time for Easter but has to cut some corners to meet the deadline and leaves out a security feature. The website is hacked and the chocolate candy retailer misses the Easter candy season. Which one of the following best describes the programmer’s cyber risk loss exposure?